Going by the popular notion, any cash back plan is a hit. So there’s no reason why the CitiBank Cash Back Credit card should not be a hit. Grab a Cash Back Card for just Rs 500 for the first year and get an additional card free. And benefits come in tow.

Whether it is hospital expenses, electricity or mobile bills, school or college fees, drawing cash from ATMs , money spend comes back to you. You get back as much as Rs 20,000 a year. The cash back is credited to your card statement every month. Moreover, Citibank Suraksha’s credit shield covers balance outstanding of up to Rs 1 lakh on your Cash Back card and provides accident insurance cover of up to Rs 10 lakh. Three financial tools come to you with this card. Paylite is a pre-approved loan that enables you to repay in convenient EMIs at low interest. Dial anEMI enables you to convert purchases into 6 or 12 easy EMIs, before Payment date, subject to a minimum of Rs 2,500. Balance Transfer eases your burden on other cards by transferring the balance to your CASH Back Card.

The teleOptima MCI Worldcom International Calling Card, to be used overseas, makes international phone calls an easy option. Charges will be billed later to your card, which you can pay in Indian rupees. Itemized bills will enable you to keep a tab.

Citibank Silver Card

Tantalising discounts, privilege offers and special gifts are the add-on benefits of this card. The card comes to you at a fee of Rs 250 for the first year. Every time you use the card you earn reward points that can be exchanged for gifts ranging from cosmetics to cameras and CDs. You may choose to waive of your card renewal fee in exchange of the reward points also. International purchases are insured against damage or theft for 180 days from time of purchase up to a value of Rs 15,000. Get an additional card for Rs 350 for a family member.

Citibank Platinum Card

Being in the premium card segment, Platinum cards are issued by invitation only. In other words you don’t get a card by just opting for it. Citibank Platinum offers you a credit limit of a whopping six lakhs. The card is honoured in 30 million establishments worldwide. Benefits include free personal accident insurance for air travel of a crore rupees for primary member and Rs 30 lakhs for additional card member. This is not applicable to private/chartered air travel.

For other than air travel, the insurance is Rs 5 lakhs for primary member and Rs 2 lakhs for additional member. All purchases on first citizen Citibank Card are insured against damage or loss due to fire or theft for one lakh for primary members and Rs 50, 000 for additional members. This is applicable only to those who have transacted on their Card for a Purchase/Cash Advance/EMI /Payment transaction, at least once, within 89 days prior to the day of the occurrence of the risk, for which an Insurance claim is being made. Baggage insurance cover is 50,000 in India and a lakh abroad for Primary members (40,000 and 60,000 for additional members).

Delayed baggage fetches you Rs 15,000 in India and Rs 25,000 abroad (5,000 and 10,000). Loss of passport gets you Rs 25,000, while loss of flight ticket will get you Rs 10,000 (Rs 5,000 for additional members). A missed connection flight gets insurance of Rs 15,000 in India and Rs 25,00o abroad (Rs15,000 for additional members both India and abroad). Apart from these free household insurance protects your household articles against fire or theft for a sum of Rs 2 lakhs (A lakh for additional member). Additional member also has road hospitalisation cover of up to Rs 50,000.

Diner Club Cards

The Diner Club British airways card brings you exclusive privileges on British Airways flights, including priority booking on busy routes and seat and meal preference. Diner Club International card does not set a credit limit. Rather it lets spending, payment pattern and resources set the limit for you, with free credit for 50 days.Diner club card members get preferential treatment in 85 lounges at domestic departure areas including Mumbai, Delhi, Chennai and Bangalore. The Taj Epicure Diner club card offers you exclusive benefits across 43 Taj properties and over 200 Taj restaurants, plus a 50% cut in bills in Tariff at select Taj hotels in metro cities for two weekends for couples. The Diners Club Corporate card programme gives you detailed analysis of the card transactions monthly in addition to monthly statements.

Jet Airways Citibank Gold Card

The card can be made use to eat out, shop entertain and earn points for every Rs 100 you spend and redeem these points to get flight tickets of Jet Airways, KLM-Royal Dutch Airlines, Northwest Airlines and British Airways.

Jet Airways Citibank Silver Card

This brings you personal air accident cover of up to Rs 15 lakhs and up to Rs 1 lakh for non-air mishaps. This is in addition to a slew of benefits when you use the services of Jet Privilege Programme Partners - The Oberoi Hotels and Resorts, The Leela Hotels & Resorts, The Park Hotels, ITC Welcomgroup, The Trident Hotels, Radisson Hotels, Hyatt Hotels Worldwide, Orange, Hutch, BPL Mobile and AVIS Car Rentals.

First Citizen Citibank Card

The First Citizen Citibank Card offers you unmatched benefits while shopping with Shopper’s stop, including easy 3-month Equated Monthly Installments at 0% interest.

International Times Card assures you the best seats for movies, shows concerts and launches, plus exceptional offers in entertainment, music and art shopping.

Indian Oil Citibank Card has no transaction fee at Indian Oil Retail Outlets. It also earns you 10% discount on JK Radials and 7.5% discount on BIAS Tyres from JK Tyres at select Steel Wheels outlets.

IndianOil Citibank Gold Card

Earns you 4 reward points for every Rs 150 spend at select IndianOil retail outlets. The points can be redeemed for groceries, apparel and entertainment, apart from free fuel, Servo lubricants and Indane Gas at select IndianOil Retail outlets.

The MTV-Citibank card is your passport to get free entry to discotheques, discounts at pool parlours. It also fetches you rewards Points that can be exchanged for exciting MTV Style Clothing and accessories gift vouchers.

Use your Hutch Citibank Card to pay bills, shop or travel and you earn talk points that can be exchanged for free air time on Hutch. You can also buy any handset at Hutch outlets and pay back in 3 EMIs with O% interest.

Citibank Women’s card

Designed solely for women, the card gives you discounts in beauty and health products apart from entertainment and shopping. Reward points can be exchanged for gifts.

Citibank Women’s Visa Mini Card

From jewellery to apparel and beauty accessories to restaurants and cafes, you name it and the card brings you stunning discounts.

And this is apart from the benefits you get while shopping with special Citi partners including Oyzterbay, The Home Store, Hidesign, Shahnaz Husain and Javed Habib. So what are you waiting for?

BY A CORRESPONDENT