With majority of people now employed in private sector organisations in India that do not have any post retirement benefits—read pension—it has now become really important that we find an alternative to ensure that there is a monthly payout to take care of regular expenses once we retire.

We compare four child insurance plans from HDFC, Aviva, Kotak and LIC

We compare four guaranteed income plans in India: Tata AIG Mahalife Gold Plan, Kotak Capital Multiplier Plan, ICICI Prudential Save n Protect Plan and Bajaj Allianz Investment Plus Premier Plan

We compare four money back plans: ICICI Prudential’s CashBak Plan, ING Vysya Creating Life Child Protection Money Back Plan, Kotak Money Back Plan and Aviva Money Back Plan

Top term insurance plans in India comparison: ICICI Prudential’s iProtect Term Insurance, AEGON Religare iTerm Plan, Future Generali Smart Life and Kotak Life Insurance e-Preferred